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975 East Third Street
Chattanooga, TN 37403
Children's Hospital at Erlanger Erlanger Baroness Campus Erlanger Bledsoe Campus Erlanger East Campus Erlanger North Campus UT Erlanger Physicians Group

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Supplemental Life

Erlanger offers term life insurance for eligible employees through Unum.  This employer-paid coverage is equal to one times an employee’s annual base pay.  Supplemental Term Life Insurance is a voluntary employee-paid plan that allows you to purchase additional coverage equal to one or two times your annual base pay.

Employees may purchase term life insurance coverage for one or two times their annual base salary at a monthly rate of 22 cents per $1,000 of coverage.

How do I enroll?
If you meet the eligibility criteria, you are eligible to enroll during the Annual Open enrollment. To enroll in the supplemental term life insurance, you must be a regular employee hired to work a minimum of 19.5 hours per week (0.52 – 1.00 FTE) and have completed your 6-month probationary period prior to January 1.  You may increase your coverage by an additional one or two times your annual salary by completing the appropriate form with evidence of insurability (i.e., you will be required to answer several medical questions and may be denied coverage by the insurer based on the questionnaire).

You are not required to complete the evidence of insurability questionnaire the first Open Enrollment period in which you become eligible to increase your life insurance.

How do I terminate/change my coverage?
If you wish to change or terminate your coverage, you may do so during Open Enrollment or any time during the year.  The coverage change form is located on the Erlanger Intranet.