The Short-Term Disability Plan is voluntary employee-paid coverage that
provides a weekly short-term disability benefit.
To be eligible for
Short-Term Disability Insurance you must be hired to work a minimum of 19.5
hours per week (0.52 – 1.00 FTE) and be classified as a regular employee and have been employed for at least
six months of continuous active employment.
Eligibility is lost if an employee’s status changes to below a 0.52
FTE or upon separation of employment.
Proof of disability must be provided and approved by Unum
prior to any benefit being paid.
After meeting the
eligibility criteria, you may enroll in this plan during the Annual Open
Enrollment with coverage beginning January 1.
An employee must
have been unable to work for 30 days. Benefits begin
after the elimination period is complete.
This plan provides a
weekly benefit equal to 60% of the employee’s base salary with a minimum weekly benefit of $25 and
a maximum weekly benefit of $1,000.
Your benefit payment may be reduced by deductible
sources of income. Some disabilities may not be covered or may
have limited coverage under this plan.
If you meet the eligibility criteria, you are eligible to
enroll during the Annual Open Enrollment.
Short-Term Disability Insurance
premium is 100% employee-paid since this is an optional voluntary