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Supplemental Life

The Supplemental Life Insurance Plan is a voluntary, employee-paid group term life insurance plan in which you can choose to participate to supplement your employer provided life insurance.

Eligibility
To be eligible, you must be a regular employee assigned to work at least 19.5 hours per week (0.52-1.0 FTE) and have completed your six-month probationary period by January 1.

Enrolling
Erlanger Health System employees may enroll during the open enrollment period.

Benefit Amount
Employees may purchase term life insurance coverage for one times their base annual salary.

Cost
Employees may purchase term life insurance coverage for one times their base annual salary at a monthly rate of 22 cents per $1,000 of coverage.

Effective Date
To be eligible, you must be a regular employee assigned to work at least 19.5 hours per week (0.52-1.0 FTE) and have completed your six-month probationary period by January 1.

Beneficiary
Your beneficiary designation is kept in your personnel file. You can change your beneficiary at any time by completing a new beneficiary designation. The change is effective the date that it is received by Erlanger.
If you name more than one beneficiary, they will share equally unless you provide otherwise.

If a beneficiary dies before you, his or her share will be paid equally to the surviving beneficiaries, unless you state otherwise. Any amount for which a beneficiary is not named will be paid to your estate.

Funding
The benefit is completely paid for by the participants of the plan by the amounts determined by the insurance company.